/* Insights / blog */
.bl-wrap{padding:70px 0 40px;background:#f6f8fd}
.bl-list{display:grid;gap:26px}
.bl-card{display:grid;grid-template-columns:300px 1fr;overflow:hidden;border:1px solid #e4ebf6;border-radius:22px;background:#fff;box-shadow:0 5px 18px rgba(30,58,99,.07);transition:transform .3s,box-shadow .3s}
.bl-card:hover{transform:translateY(-4px);box-shadow:0 14px 34px rgba(18,51,97,.15)}
.bl-card-img{position:relative;display:block;min-height:230px;overflow:hidden}
.bl-card-img img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;transition:transform .5s}
.bl-card:hover .bl-card-img img{transform:scale(1.06)}
.bl-badge,.bl-cat{display:inline-block;padding:4px 12px;background:#123361;color:#fff;font-size:12px;font-weight:600;line-height:1.5}
.bl-badge{position:absolute;left:14px;top:14px;border-radius:4px;background:#ffb800;color:#123361}
.bl-card-body{padding:26px 28px;display:flex;flex-direction:column;align-items:flex-start}
.bl-meta{display:flex;flex-wrap:wrap;align-items:center;gap:14px;color:#667791;font-size:13px}
.bl-meta b{color:#123361;font-weight:500}
.bl-card h3{margin:12px 0 10px;font-size:22px;line-height:1.35}
.bl-card h3 a{color:#123361}.bl-card h3 a:hover{color:var(--accent-color)}
.bl-card p{color:#5b6b85;line-height:1.7;margin:0 0 16px}
.bl-side{display:grid;gap:24px}
.bl-widget{padding:26px;border-left:4px solid #123361;border-radius:6px 16px 16px 6px;background:#fff;box-shadow:0 5px 18px rgba(30,58,99,.07)}
.bl-widget h3{margin:0 0 18px;font-size:22px;color:#123361;font-weight:700}
.bl-search{display:flex;border:1px solid #dbe5f4;border-radius:6px;overflow:hidden;background:#fff}
.bl-search input{flex:1;min-width:0;border:0;padding:13px 16px;outline:0;color:#123361}
.bl-search button{border:0;background:#fff;padding:0 16px;color:#123361;cursor:pointer}
.bl-recent{display:flex;gap:14px;align-items:center;margin-bottom:16px}
.bl-recent:last-child{margin-bottom:0}
.bl-recent img{width:78px;height:64px;object-fit:cover;border-radius:8px;flex-shrink:0}
.bl-recent span{font-size:12px;color:#667791}
.bl-recent h4{margin:2px 0 0;font-size:14.5px;line-height:1.4;color:#123361}
.bl-recent:hover h4{color:var(--accent-color)}
.bl-cats{list-style:none;margin:0;padding:0}
.bl-cats li a{display:block;padding:9px 0;border-bottom:1px dashed #dfe7f3;color:#244772;font-size:14.5px;transition:padding .2s}
.bl-cats li a:hover{color:var(--accent-color);padding-left:6px}
.bl-tags{display:flex;flex-wrap:wrap;gap:8px}
.bl-tags a{padding:6px 13px;border:1px solid #e0e8f5;border-radius:4px;background:#fff;color:#123361;font-size:13px}
.bl-tags a:hover{background:#ffb800;border-color:#ffb800}
.bl-help{background:linear-gradient(150deg,#123361,#244f86);border-left-color:#ffb800}
.bl-help h3{color:#fff}.bl-help p{margin-bottom:18px;color:#cfdcf0}
/* single */
.bl-post{padding:34px;border:1px solid #e4ebf6;border-radius:22px;background:#fff;box-shadow:0 8px 26px rgba(30,58,99,.07)}
.bl-title{margin:14px 0 22px;font-size:34px;line-height:1.3;color:#123361;font-weight:700}
.bl-hero{width:100%;max-height:380px;object-fit:cover;border-radius:16px;margin-bottom:26px}
.bl-content p{color:#5b6b85;font-size:16px;line-height:1.85;margin:0 0 18px}
.bl-content blockquote{margin:26px 0;padding:22px 26px;border-left:5px solid #ffb800;border-radius:0 14px 14px 0;background:#fff8e1;color:#123361;font-size:19px;font-weight:600;line-height:1.6}
.bl-share{display:grid;grid-template-columns:repeat(auto-fit,minmax(170px,1fr));gap:14px;margin:28px 0 22px}
.bl-share a{display:flex;align-items:center;justify-content:center;gap:10px;padding:14px;color:#fff;font-weight:600;font-size:14px;border-radius:4px;transition:opacity .2s,transform .2s}
.bl-share a:hover{opacity:.9;transform:translateY(-2px);color:#fff}
.bl-share .fb{background:#4267b2}.bl-share .tw{background:#1d9bf0}.bl-share .li{background:#0a66c2}
.bl-tagline{display:flex;flex-wrap:wrap;gap:8px 14px;align-items:center;padding-bottom:22px;border-bottom:1px solid #e4ebf6}
.bl-tagline strong{color:#123361}.bl-tagline a{color:#e0a100;font-size:14px}.bl-tagline a:hover{color:var(--accent-color)}
.bl-nav{display:grid;grid-template-columns:1fr 1fr;gap:20px;padding:24px 0}
.bl-nav a{display:flex;align-items:center;gap:14px;color:#123361}
.bl-nav a.next{justify-content:flex-end;text-align:right}
.bl-nav img{width:80px;height:64px;object-fit:cover;border-radius:6px;flex-shrink:0}
.bl-nav small{display:block;color:#667791;font-size:13px}
.bl-nav b{font-size:15px;line-height:1.4}.bl-nav a:hover b{color:var(--accent-color)}
.bl-author{display:flex;gap:24px;padding:28px;border:1px solid #e4ebf6;border-radius:8px;background:#fff;box-shadow:0 14px 40px rgba(18,51,97,.10)}
.bl-author>img{width:70px;height:70px;object-fit:contain;padding:10px;background:#ffb800;border-radius:12px;flex-shrink:0;align-self:flex-start}
.bl-author h4{margin:0 0 8px;font-size:18px;color:#123361}
.bl-author p{color:#5b6b85;line-height:1.7;margin:0 0 12px}
.bl-soc{display:flex;gap:18px}.bl-soc a{color:#123361}.bl-soc a:hover{color:var(--accent-color)}
.bl-h{margin:38px 0 20px;font-size:26px;color:#123361;font-weight:700}
.bl-form input[type=text],.bl-form input[type=email],.bl-form textarea{width:100%;padding:16px 18px;border:1px solid #123361;border-radius:4px;background:#fff;color:#123361;outline:0}
.bl-form input:focus,.bl-form textarea:focus{border-color:#ffb800;box-shadow:0 0 0 3px rgba(255,184,0,.25)}
.bl-row{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-bottom:18px}
.bl-submit{display:flex;flex-wrap:wrap;align-items:center;gap:22px;margin-top:20px}
.bl-submit label{display:flex;gap:8px;align-items:center;color:#5b6b85;font-size:13px}
@media(max-width:991px){.bl-card{grid-template-columns:1fr}.bl-card-img{min-height:220px}}
@media(max-width:640px){.bl-row,.bl-nav{grid-template-columns:1fr}.bl-post{padding:22px 18px}.bl-title{font-size:26px}.bl-author{flex-direction:column}.bl-nav a.next{flex-direction:row-reverse;justify-content:flex-end;text-align:left}}
@media(prefers-reduced-motion:reduce){.bl-card,.bl-card-img img{transition:none}}